Name to be added
Founder & Principal Consultant
Registration strategy, business plans and every first conversation with a new client.
Every business solution · 10 provinces · 3 territories
Start any business.
Start any business.
Anywhere in Canada.
One partner.
We help you
register your companywrite your business planopen your bank accountfile your taxesbuild your websitedesign your signsrun your back officestay in good standing
in Canada.
From the first idea to the final filing, SZ Business Solution is the one place newcomers, entrepreneurs and established companies go to start, run and grow a business in Canada: registration, business plans, bank accounts, accounting and tax, branding and signs, websites and the day-to-day.
- Business plan approvedPlan
- Incorporated · CRA accounts openRegister
- Business bank account openedBank
- Logo, signage & Google listing liveBrand
- Books, payroll & filings on calendarRun
Eight service lines, one partner
All 13 provinces & territories
8service lines covering the whole life of a business
13provinces and territories: register and operate anywhere
2countries for immigration business plans: Canada and the USA
100+individual services, booked as a project or monthly
Our services
Every stage. Every solution. One place.
Whatever stage the business is at, the next step is here. Book one service today and add the rest as you grow.
- Idea
- Plan
- Register
- Bank
- Count
- Brand
- Build
- Run
- Grow
- Keep
01 · Register
Business Registration & Incorporation
Sole proprietorship, partnership or corporation, federal or provincial, in all 13 provinces and territories.
Make it official. Anywhere in Canada. 02 · PlanBusiness Plans for Immigration, Banks & Investors
Canada and USA immigration business plans, bank and BDC loan plans, investor pitch decks and financial projections.
A plan that opens doors. 03 · BankBusiness Bank Accounts
Open your business account at any Canadian bank or credit union, with the paperwork prepared and the appointment booked.
Open for business. Literally. 04 · CountAccounting, Bookkeeping & Tax
Monthly bookkeeping, payroll, GST/HST, T1 personal and T2 corporate returns, financial statements and CRA support.
Books that balance. Filings on time. 05 · BrandBranding, Marketing, Social Media & Signs
Logo and identity, business cards and print, storefront and vehicle signs, social media, Google Business Profile and ads.
Look established from day one. 06 · BuildIT & Digital Solutions
Domain and business email, website and online store, booking and POS, accounting and CRM software, cloud and security basics.
Your business, online by launch day. 07 · RunVirtual Assistance & Office Support
Inbox and calendar, appointments, customer follow-ups, data entry, document preparation and the back office, monthly.
A back office without the overhead. 08 · KeepCompliance, Corporate Changes & Closing
Annual returns, director and address changes, name changes, extra-provincial registrations, licences, dissolutions and wind-downs.
Stay in good standing. Change with confidence.Start a business anywhere in Canada
Pick your province or territory. We know its rules.
Each place has its own registry, sales tax, workers’ compensation board and nominee program. Each page below explains what it takes and what we do for you there.
CACanada (federal)Federal incorporation · CRA Business Number · GST/HST
The 10 provinces
ABAlberta5% sales tax · Alberta Corporate Registry
BCBritish Columbia12% sales tax · BC Registries and Online Services
MBManitoba12% sales tax · Companies Office
NBNew Brunswick15% sales tax · Service New Brunswick
NLNewfoundland and Labrador15% sales tax · Registry of Companies
NSNova Scotia14% sales tax · Registry of Joint Stock Companies
ONOntario13% sales tax · Ontario Business Registry
PEPrince Edward Island15% sales tax · PEI Corporate Registry
QCQuebec14.975% sales tax · Registraire des entreprises du Québec
SKSaskatchewan11% sales tax · ISC Corporate Registry
Business plans · Canada & USA
A business plan that opens doors: immigration, banks, investors.
Written for the reader who will decide: an immigration officer, a lender or an investor. For immigration plans we work alongside your licensed immigration consultant or lawyer; we write the plan, they handle the advice and the application.
🇨🇦
Canada
- Start-up Visa (SUV)
- PNP entrepreneur streams in every province
- Quebec Entrepreneur & Investor programs
- Intra-Company Transfer (ICT)
- C11 entrepreneur work permit
- Owner-operator & LMIA-supported plans
🇺🇸
United States
- E-2 Treaty Investor
- L-1A / L-1B new office & transfer
- EB-5 Immigrant Investor
- EB-2 National Interest Waiver
- E-1 Treaty Trader
- O-1 and petition support
🏦
Banks, lenders & investors
- Bank loan & line of credit plans
- BDC and CSBFP applications
- Grant applications
- Investor pitch decks
- Franchise & landlord plans
- Financial projections & cash-flow models
The Big Six
RBC Royal BankTD Canada TrustScotiabankBMO Bank of MontrealCIBCNational Bank of Canada
Regional banks and credit unions
DesjardinsATB FinancialLaurentian BankVancityCoast CapitalServus Credit UnionMeridian Credit UnionConexus Credit UnionAffinity Credit UnionAssiniboine Credit Union
Online and fintech
EQ BankTangerineSimplii FinancialWise BusinessFloatLoop
Business bank accounts
Open for business at any Canadian bank.
We prepare the complete document kit, recommend the bank and package that fits, book the appointment and brief you. Newcomer and non-resident requirements are checked before you apply, so nothing is wasted.
We are independent and not affiliated with any bank. Bank names are listed to show where we can help you apply.
Accounting, bookkeeping & tax
Books that balance. Filings on time.
Monthly bookkeeping, payroll and T4s, GST/HST, QST and PST, T2 corporate and T1 personal returns, financial statements and CRA support, delivered remotely in every province.
Bookkeeping and reporting
- Monthly, quarterly or annual bookkeeping in QuickBooks, Xero, Sage or Wave
- Bank and credit card reconciliations
- Accounts payable and accounts receivable
- Chart of accounts set-up and clean-up of behind or messy books
- Financial statements, management reports and cash-flow summaries
Tax preparation and filing
- T2 corporate income tax returns, including first-year and nil returns
- T1 personal returns: employment, self-employed (T2125), rental, investment and newcomer first-year returns
- GST/HST returns; Québec GST/QST; BC, Saskatchewan and Manitoba PST/RST returns
- Owner-manager planning: salary versus dividends, T5 and T4 slips
- HST new housing and residential rental property rebates
Payroll
- Payroll processing on any schedule
- Source deductions (CPP/QPP, EI/QPIP, income tax) and remittances
- T4, T4A and RL-1 slips and summaries
- Records of Employment (ROE)
- WSIB, WorkSafeBC, WCB and CNESST premiums and reports
How it works
Simple to start. Easy to keep going.
No long onboarding. Tell us what you are starting or running, agree a scope, and hand it over.
1
Tell us what you need
A short conversation about the business, where you are in the journey and any deadlines coming: immigration, bank, landlord or tax. Bring the messy version.
Starts with a conversation
2
Get a clear scope
A plain description of what is included, how it is delivered and what it costs, with government fees listed separately, as a one-time project or ongoing monthly support.
No surprises
3
We get to work
Organized delivery with responsive communication and confidential handling of your records, so you always know where things stand.
Accurate · confidential · dependable
One-time project
An incorporation, a business plan, a bank account, a logo and signage, a year-end clean-up or a dissolution. Scoped, delivered, done.
Ongoing monthly support
Bookkeeping, payroll, compliance calendar, inbox and calendar, social media or general administration on a steady monthly rhythm, with a scope you can adjust.
Who we serve
Built for the people who run their own business.
From a newcomer registering a first company to an incorporated business with staff in three provinces, the support scales to the size of the operation.
Newcomers & immigrant entrepreneursNon-residents opening a Canadian companyEntrepreneurs & startupsSelf-employed professionalsIncorporated companiesSmall & medium-sized businessesRetail, restaurants & franchisesTrucking, trades & constructionProfessional service providersIndependent contractors & consultants
Canadian filing calendar
The deadlines we keep in view for you.
Most penalties come from a date slipping, not from a hard problem. These are the ones that drive our accounting and tax calendar.
T1 · personalApril 30
Personal income tax return
Self-employed individuals have until June 15 to file, but any balance owing is still due April 30.
T2 · corporate6 months
After fiscal year-end
Corporate return due six months after year-end; the balance is generally due two or three months after year-end.
T4 · payrollLast day of Feb
T4 slips and summary
Slips to employees and the summary to CRA for the previous calendar year, with remittances through the year.
GST / HSTBy period
Monthly, quarterly or annual
Your reporting period sets the filing and payment dates. We track yours and prepare the return before it is due.
Dates that fall on a weekend or public holiday move to the next business day. Your exact dates depend on your year-end and reporting period.
Guides
Starting a business in Canada, explained plainly.
The questions people search before they set up here, answered with what we see every week.
How to Start a Business in Canada as an Immigrant or NewcomerCan a Non-Resident Start a Business in Canada? Rules by ProvinceHow Much Does It Cost to Start a Business in Canada?Sole Proprietorship vs Corporation in Canada: Which Should You Choose?CRA Business Number and GST/HST Registration: When and How
FAQ
Starting a business in Canada: the questions we hear most
Short answers. For anything specific to your situation, book a consultation and we will walk through it.
How do I start a business in Canada?
Plan it, choose a structure and a name, register with your province (and federally if you incorporate federally), get a CRA Business Number with GST/HST and payroll accounts, obtain your licences, open a business bank account and set up your books. SZ Business Solution does every step for you, in any province or territory.
Can a newcomer or non-resident start a business in Canada?
Yes, in most provinces. Ontario, British Columbia, Alberta and several others have no residency requirement for directors. Whether you can work in the business depends on your immigration status, which a licensed consultant advises on; we handle the registration, bank account, accounting and the business plan.
How much does it cost to start a business in Canada?
Government fees are modest: roughly $60 to $100 to register a business name and about $200 to $450 to incorporate, plus a name search. The rest depends on what you add: business plan, branding, website, bookkeeping. Our guide on costs breaks it down with two sample budgets.
Which province should I start my business in?
Usually the one where you will live and where your customers are. The differences are sales tax (5% in Alberta and the territories, up to 15% in Atlantic Canada), the registry process, director residency rules and the provincial nominee program for entrepreneurs. Our province pages compare them.
Do you write business plans for immigration?
Yes. Plans for the Start-up Visa, provincial nominee entrepreneur streams, Quebec programs, intra-company transfers and C11 work permits, and for US visas such as E-2, L-1 and EB-5, prepared with your licensed immigration representative. We do not provide immigration advice.
Why SZ Business Solution
One partner instead of eight vendors.
Registration, planning, banking, accounting, branding, websites and administration rarely sit in one place. Here they do, which keeps the hand-offs out of your week.
Every solution, every province
Eight service lines covering the whole life of a business, delivered remotely in all 10 provinces and 3 territories by one team that already knows your file.
Built for newcomers
Plain-language explanations of how Canada works, business plans your immigration consultant can use, and bank and registry requirements checked before you spend a dollar.
Organized and confidential
A written scope with government fees shown separately, a filing calendar you can see, secure document sharing and responsive communication so nothing waits on a reply.
Our mission
To simplify business management by providing reliable, accessible and practical financial, administrative, branding and operational support.
Our vision
To become a trusted business support partner for entrepreneurs and growing companies across Canada.
The people
You will know who is working on your file.
One point of contact who knows your business, and a small team behind them for accounting, plans, branding and admin. No ticket queues.
Name to be added
Accounting & Tax Lead
Bookkeeping, payroll, GST/HST, T1 and T2 returns, and the filing calendar.
Name to be added
Business Plans & Research
Immigration, bank and investor plans, market research and financial models.
Name to be added
Branding, Web & Client Support
Identity and signage, websites and the day-to-day administration clients hand over.
What clients say
About SZ Business Solution In their words.
Client quote to be added: what changed for them after we delivered their registration & bank account.
Client quote to be added: what changed for them after we delivered their immigration business plan.
Client quote to be added: what changed for them after we delivered their monthly accounting & payroll.
Get in touch
Tell us what you are starting.
Share a few details and we will come back with a clear scope for a one-time project or ongoing monthly support.
01
We read your request
Including the parts you are not sure belong to us. Often they do.
02
A short call
To understand the business, the province, the work and any dates coming up.
03
A written scope
What is included, how it is delivered and what it costs. You decide from there.
Serving individuals and businesses in every province and territory, remotely. Secure document sharing, no office visit required.
Request received
Thank you. We will review your request and get back to you shortly to arrange a short call.